Align your money and values to experience more clarity, ease, and joy on your money adventure!

Money Adventuring

Hello! I'm Emma Newman.

When you think of money, do you start to feel a discomfort rising in your chest? If so, you are in the right place!

Want to level up your money management skills and personal financial planning? You're also in the right place.

I love supporting people to overcome money fears by clearly identifying their values, using money management tools, and taking authentic action to align money with their goals and dreams. Intentional money practices enable us to demonstrate who we truly are and what is most important to us.

Everyone's personal finance situation is just that - personal! I work with clients to establish a budgeting practice, strengthen their financial knowledge, and develop personal finance plans to clearly map out the path ahead. Your plan will establish clear actions to take in order to produce meaningful and fulfilling results. When we take actions that are important to us, we experience more clarity, ease, and joy.

If you work with me to establish a personal budget and finance plan, I will support you to customize it to reflect your life and who you are. Who knows, we might even have fun along the way! Are you ready to start your money adventure today?

Emma enjoying a birthday dessert

Enjoying a special birthday dinner in NYC! I love to save money to make my dreams a reality.

Path through the woods

My Financial Journey

I have always valued my independence, even throughout my childhood. I wanted to know I could take care of myself. When I broke financial ties with my parents in college, I knew it was time to step up my game and learn how to manage my finances responsibly. But, what would that even look like? What do people who are financially responsible and financially independent do with money?

It was scary and unknown having to manage my personal finances to ensure there continued to be a roof over my head, food on the table, and money for adventuring and working towards bigger life goals. Someday, I wanted to have money available each month to contribute to causes I care about. In facing this fear, I turned to a recommendation from a friend and have been using You Need a Budget ever since.

I have experienced the benefits of financial clarity and breaking big goals down into small, sweet steps to save for my goals and dreams. I successfully saved to buy my first touring bicycle, to travel the world, and to purchase my own home at 23-years-old. Since then I have been ambitiously saving to become financially independent and someday have the option to retire early if I wish to.

In 2020, in the face of the Covid-19 economic downturn, I supported my first clients to experience more clarity with their finances. The experience was mutually energizing, meaningful, and fulfilling. This inspired me to use my experience, knowledge, and skills in planning and project management, strengths based leadership, mentoring, life coaching, teaching, and personal budgeting to launch my own money mentoring business.

Want to achieve your money dreams?

I support people to start budgeting and create personalized financial plans. You can think of me as a guide who supports you along your money journey to reach destinations you dream of. We work together to establish systems and practice habits that will help you reach your goals in a way that aligns with your individual strengths and values. I am well-versed in budgeting and financial tools and literature. I am interested in working with people who have some cash coming in, but want to align it better with their values. My specialty is guiding people through the process of setting up, using, and optimizing a budget using You Need a Budget, which helped lead to my personal financial accomplishments.

Ready to Take Action?

I can support you to guide your own money journey and take action on what is most important to you. Don't know what all of the money lingo means? No problem, I didn't either when I started my financial journey! That's why I'm here to help.

Offerings

I help clients with everything from budgeting basics to establishing a money vision, setting goals to play towards, becoming debt free, and saving and investing for what's most important to you. Mentoring is customized to support your specific situation.

How it Works

All clients start with a free discovery session that provides us with an opportunity to learn about one another and see if money mentoring or other services would be a good fit to help you accomplish your dreams. We'll even have fun along the way!

"After working with Emma for a month, we learned how to formulate a budget and stick to it. She has taught us so much in such a short amount of time. We have gone from people who thought, maybe we were good with our money, to people who are actually good with our money! She is patient and knowledgeable. With the tools she has given us, we are on the road to success!"

Dan and Saundra Bouchante


Favorite Money Resources

Budgeting Tools

  • You Need a Budget - Budgeting software I have been using for almost a decade to help accomplish my financial goals


Books

  • Libby - The Libby app let's library cardholders check out audiobooks and ebooks electronically for free!


Music

  • Freegal - the Freegal app gives library cardholders free access to music


Blogs

  • JL Collins Stock Series - start here to learn more about a simple, effective approach to investing in the stock market